About Pamoja Fin

Bridging the gap between South African SMEs and the right funding solutions.

Meet Hanno van Zyl

With 18 years of dedicated experience in SME finance facilitation, Hanno has helped hundreds of South African businesses secure the funding they need to grow and thrive.

Understanding the challenges that small and medium enterprises face when seeking funding from traditional banks, Hanno created Pamoja Fin as a modern, digital-first platform that simplifies the entire process.

“Pamoja” means “together” in Swahili — reflecting our commitment to walking alongside businesses on their growth journey. We believe every viable business deserves access to fair, transparent funding.

18 Years Experience

Deep expertise in SME finance facilitation across South Africa.

Lender Network

Strong relationships with top fintech lenders including Lulalend, Bridgement, GroWise Capital, and Payabill.

R500M+ Facilitated

Cumulative funding facilitated for South African businesses.

Personalised Approach

Every business is unique. We match you with the right funding product.

Our Values

Transparency

No hidden fees. Clear, upfront pricing on all funding options.

Excellence

We only partner with reputable, regulated lenders.

Partnership

We succeed when our clients succeed. Your growth is our priority.